Own an OMAA from ₦890,000 a month.
Choose your vehicle, see your monthly repayment, then check your eligibility in about three minutes. A finance specialist stays with you until the lender decides.
OMAA U3 example: ₦29,900,000 less 6% anniversary discount, 10% equity, 48 months. Prices include VAT. Subject to lender credit approval.
Estimate your repayment
- Price after anniversary discount
- Your equity
- Amount financed
- Total of monthly repayments
- Income lenders typically look for
Finance it, lease it, or pay cash.
Finance
You own the vehicle at the end. Pay at least 10% equity, then spread the rest over up to 48 months with a partner lender.
₦890,000
per month from, U3, 10% equity, 48 months
Check eligibilityLease
A two-year contract for operators who want a predictable cost and a clear end date. Lease terms come from our lease partner.
₦1,490,000
per month from, U3, 2-year contract
Ask about leasingCash
Pay the full price. We send a pro-forma invoice and confirm your delivery date once payment clears.
₦28,106,000
U3 after the 6% anniversary discount, VAT included
Pre-orderSee what each OMAA costs a month.
Finance figures assume the minimum equity over 48 months. Change the equity or term in the estimator above to see your own number.
| Model | Type | List price | After 6% discount | Finance from / month | Lease from / month |
|---|---|---|---|---|---|
| OMAA U3 | 12–15 seater minibus | ₦29,900,000 | ₦28,106,000 | ₦890,000 | ₦1,490,000 |
| OMAA K7 | 23-30 seater bus | ₦96,100,000 | ₦90,334,000 | ₦2,880,000 | ₦5,000,000 |
| OMAA V12 | 45-70 passenger city bus | ₦199,200,000 | ₦187,248,000 | ₦5,970,000 | ₦10,000,000 |
| OMAA F5 | 4x4 double cab pickup | ₦39,800,000 | ₦37,412,000 | ₦1,190,000 | ₦2,050,000 |
| OMAA H6 | 15–21 seater minibus | ₦54,200,000 | ₦50,948,000 | ₦1,620,000 | ₦3,000,000 |
| OMAA T6 | 16 seater van | ₦65,600,000 | ₦61,664,000 | ₦1,960,000 | ₦3,800,000 |
All prices include VAT. Finance figures are rounded down to the nearest ₦10,000.
From estimate to the keys.
Choose
Pick a model and see your repayment. Change equity and term until the figure suits your cash flow.
Check eligibility
Answer a short form. An OMAA finance specialist reviews it and calls you, usually within one business day.
Lender decision
With your consent, a specialist can send your request to a partner lender. The lender asks for its own documents and gives you the final yes or no.
Pre-order and delivery
Pay your equity, sign, and we confirm your delivery date in writing. See the full order workflow.
What lenders usually ask for
Your lender confirms the exact list. OMAA does not collect these on this site.
- Valid government ID and your BVN
- Proof of address
- Recent bank statements
- For businesses: CAC registration and proof of contracts or income
What OMAA asks on this site
Only what we need to prepare your quote.
- Name, phone, email and state
- Vehicle, quantity and how you plan to pay
- A monthly income range, not an exact figure
We never ask for card numbers, BVN or NIN here.
Straight answers.
Can’t find yours? Call +234 (0)705 114 1931.
Are these prices final?
What interest rate do you use?
Will lender fees be added?
Do I need to be employed?
Can I buy more than one vehicle?
What happens to my information?
How OMAA uses your information
Who we are. OMAA, Umunya, Anambra State, is responsible for the information you send on this site. Contact for privacy questions: [email protected]
What we collect. Only what the form asks: your name, phone number, email, state, the vehicle you want, how you plan to pay, and an income range. We do not ask for your BVN, NIN, bank statements or card details on this site.
Why. To answer your request, prepare your quote, and (if you agree) pass your request to our finance partners so they can assess it. We do not use it for anything else without asking you first.
Who sees it. OMAA sales and finance staff, and finance partners only if you tick the sharing box. Our service providers (for example, hosting and messaging tools) handle it under contract. If any provider is outside Nigeria, we apply the safeguards the Nigeria Data Protection Act 2023 requires.
How long. Up to 24 months if you do not buy, or as the law requires if you do.
Accounts. An account is optional. If you log in or register, we link your request to your customer record. We never change your customer record from what you type in these forms.
Your rights. You can ask to see, correct or delete your information, object to its use, withdraw consent at any time, or ask for a copy. You can complain to the Nigeria Data Protection Commission (NDPC). A person, not software alone, reviews every finance request.
Notice version v2. Read the full privacy notice.
Prices include VAT. Monthly figures are estimates and need lender credit approval. OMAA may change or end offers at any time. Read the privacy notice before sending any details. The 6% anniversary discount offer ends on 30 November 2026. OMAA Finance continues after that date.
Questions? Call +234 (0)705 114 1931 or email [email protected].